Financing

Pay for Your Painting Project in Monthly Payments

Most of the projects we’re proudest of are the ones a homeowner decided to do all at once: the whole main floor, the cabinets with the walls, the deck and the fence in the same week. Financing through makes that easier: fixed monthly payments, a one-minute check that doesn’t touch your credit score, and funds that can arrive within a day of approval. Check your options before we ever come out.

Check Your Options

How Pre-Qualifying With Acorn Finance Works

Check your options

Answer a few questions on Acorn Finance’s secure site. In about a minute you’ll see fixed-rate offers from multiple lenders. This is a soft credit inquiry, so your score isn’t affected.

Choose an offer

Compare terms and monthly amounts, pick the one that fits, and finish the application with that lender. At this point the lender does a standard credit check.

Get funded, then we get started

Once approved, funds can arrive as soon as one business day. You pay for the project up front from those funds, and we schedule the work.

What to Know Before You Apply

Loan amounts: $1,000 to $100,000
Rates: Fixed for the life of the loan
Terms: Typically 2 to 12 years
Checking offers: Soft inquiry; no effect on your credit score
Paying it off early: No prepayment penalties
Fees: Some lenders charge an origination fee of 1–6% on loans under $40,000; none on loans over $40,000
Credit: Lenders consider scores from around 560. Approval isn’t guaranteed.

Why We Offer Financing on Painting Projects

We’d rather you do the project you actually want than the slice of it that fits this month’s budget. Prep is most of the cost of good painting, and it doesn’t get cheaper by splitting a house into three visits a year apart. Doing the work together means one round of furniture moving, one set of color decisions made in the same light, and a finish that matches from room to room. Monthly payments through let you make that call on the project’s merits.

Financing Questions Homeowners Ask

Have another question? Call (615) 498-3992

Does checking my options affect my credit score?

No. Acorn Finance uses a soft inquiry to show you offers, and that doesn’t touch your score. A lender runs a standard credit check only when you accept an offer and complete the application.

Do I need to pre-qualify before my consultation?

No, but it helps. If you know your monthly range before we meet, we can scope the project to it instead of trimming it afterward. It takes about a minute.

Is Alan Robinson Painting the lender?

No. Acorn Finance connects you with lenders and the loan is between you and the one you choose. We never see your credit information.

Can I pay the loan off early?

Yes. There are no prepayment penalties.

What can the money be used for?

Any home improvement expense, so it can cover the painting plus anything you’re doing alongside it.

Acorn Finance is a lending marketplace; it is not a lender and does not make credit decisions. All loans are subject to credit review and approval by Acorn Finance’s lending partners. Pre-qualification uses a soft credit inquiry that does not affect your credit score; a lender will perform a hard credit inquiry when you accept an offer. Loan amounts, terms, rates and funding times vary by lender and applicant. Alan Robinson Painting is not a lender and does not receive your credit information.